/* ============================================
   FirstCarCost.net — Premium Design System v2
   ============================================ */

/* ---------- Google Fonts ---------- */
@import url('https://fonts.googleapis.com/css2?family=Inter:wght@300;400;500;600;700&family=Outfit:wght@400;500;600;700;800;900&display=swap');

/* ---------- CSS Custom Properties ---------- */
:root {
  --teal: #00B4D8;
  --teal-dark: #0096B7;
  --teal-light: #90E0EF;
  --coral: #FF6B6B;
  --coral-dark: #E85D5D;
  --coral-light: #FF9B9B;
  --yellow: #FFD166;
  --yellow-dark: #F0C050;
  --navy: #023047;
  --navy-light: #03445F;
  --purple: #A855F7;
  --green: #10B981;

  --white: #FFFFFF;
  --off-white: #F8F9FA;
  --gray-100: #F1F3F5;
  --gray-200: #E9ECEF;
  --gray-300: #DEE2E6;
  --gray-400: #ADB5BD;
  --gray-500: #6C757D;
  --gray-700: #495057;
  --gray-900: #212529;

  --gradient-hero: linear-gradient(135deg, rgba(2, 48, 71, .88) 0%, rgba(0, 150, 183, .7) 50%, rgba(168, 85, 247, .5) 100%);
  --gradient-footer: linear-gradient(135deg, #023047 0%, #0096B7 35%, #A855F7 65%, #FF6B6B 100%);
  --gradient-cta: linear-gradient(135deg, #FF6B6B 0%, #FFD166 100%);
  --gradient-card: linear-gradient(145deg, rgba(255, 255, 255, .12) 0%, rgba(255, 255, 255, .04) 100%);
  --gradient-shimmer: linear-gradient(90deg, transparent 0%, rgba(255, 255, 255, .4) 50%, transparent 100%);

  --font-heading: 'Outfit', sans-serif;
  --font-body: 'Inter', sans-serif;

  --section-pad: 100px 0;
  --container-width: 1200px;

  --shadow-sm: 0 2px 8px rgba(0, 0, 0, .06);
  --shadow-md: 0 4px 20px rgba(0, 0, 0, .1);
  --shadow-lg: 0 8px 40px rgba(0, 0, 0, .15);
  --shadow-xl: 0 20px 60px rgba(0, 0, 0, .2);
  --shadow-glow-teal: 0 0 30px rgba(0, 180, 216, .25);
  --shadow-glow-coral: 0 0 30px rgba(255, 107, 107, .25);
  --shadow-glow-purple: 0 0 30px rgba(168, 85, 247, .25);

  --ease-smooth: cubic-bezier(.4, 0, .2, 1);
  --ease-bounce: cubic-bezier(.68, -.55, .27, 1.55);
}

/* ---------- Keyframe Animations ---------- */
@keyframes float {

  0%,
  100% {
    transform: translateY(0) rotate(0deg);
  }

  50% {
    transform: translateY(-20px) rotate(5deg);
  }
}

@keyframes float-reverse {

  0%,
  100% {
    transform: translateY(0) rotate(0deg);
  }

  50% {
    transform: translateY(20px) rotate(-5deg);
  }
}

@keyframes pulse-glow {

  0%,
  100% {
    box-shadow: 0 0 20px rgba(0, 180, 216, .2);
  }

  50% {
    box-shadow: 0 0 40px rgba(0, 180, 216, .4);
  }
}

@keyframes shimmer {
  0% {
    transform: translateX(-100%);
  }

  100% {
    transform: translateX(100%);
  }
}

@keyframes gradient-shift {
  0% {
    background-position: 0% 50%;
  }

  50% {
    background-position: 100% 50%;
  }

  100% {
    background-position: 0% 50%;
  }
}

@keyframes slide-progress {
  from {
    width: 0%;
  }

  to {
    width: 100%;
  }
}

@keyframes spin-slow {
  from {
    transform: rotate(0deg);
  }

  to {
    transform: rotate(360deg);
  }
}

@keyframes blob-morph {

  0%,
  100% {
    border-radius: 60% 40% 30% 70% / 60% 30% 70% 40%;
  }

  50% {
    border-radius: 30% 60% 70% 40% / 50% 60% 30% 60%;
  }
}

@keyframes typewriter {
  from {
    width: 0;
  }

  to {
    width: 100%;
  }
}

@keyframes bounce-in {
  0% {
    transform: scale(0);
    opacity: 0;
  }

  50% {
    transform: scale(1.15);
  }

  100% {
    transform: scale(1);
    opacity: 1;
  }
}

@keyframes particle-rise {
  0% {
    transform: translateY(0) scale(1);
    opacity: .6;
  }

  100% {
    transform: translateY(-100vh) scale(0);
    opacity: 0;
  }
}

/* ---------- Reset & Base ---------- */
*,
*::before,
*::after {
  margin: 0;
  padding: 0;
  box-sizing: border-box;
}

html {
  scroll-behavior: smooth;
  font-size: 16px;
}

body {
  font-family: var(--font-body);
  color: var(--gray-900);
  background: var(--off-white);
  line-height: 1.7;
  overflow-x: hidden;
}

a {
  text-decoration: none;
  color: inherit;
  transition: color .3s var(--ease-smooth);
}

ul {
  list-style: none;
}

img {
  max-width: 100%;
  height: auto;
  display: block;
}

.container {
  width: 92%;
  max-width: var(--container-width);
  margin: 0 auto;
}

/* ---------- Utility ---------- */
.section-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: linear-gradient(135deg, rgba(0, 180, 216, .1), rgba(168, 85, 247, .1));
  border: 1px solid rgba(0, 180, 216, .2);
  padding: 8px 20px;
  border-radius: 50px;
  font-size: .82rem;
  font-weight: 600;
  color: var(--teal-dark);
  text-transform: uppercase;
  letter-spacing: 1px;
  margin-bottom: 16px;
}

.section-title {
  font-family: var(--font-heading);
  font-size: 2.6rem;
  font-weight: 800;
  text-align: center;
  margin-bottom: .6rem;
  color: var(--navy);
  line-height: 1.2;
}

.section-title .gradient-text {
  background: linear-gradient(135deg, var(--teal), var(--purple));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.section-subtitle {
  text-align: center;
  color: var(--gray-500);
  font-size: 1.08rem;
  margin-bottom: 3.5rem;
  max-width: 620px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.7;
}

.text-center {
  text-align: center;
}

.btn {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 15px 34px;
  border: none;
  border-radius: 50px;
  font-family: var(--font-heading);
  font-weight: 600;
  font-size: 1rem;
  cursor: pointer;
  transition: all .35s var(--ease-smooth);
  position: relative;
  overflow: hidden;
}

.btn::after {
  content: '';
  position: absolute;
  inset: 0;
  background: var(--gradient-shimmer);
  transform: translateX(-100%);
  transition: transform .6s;
}

.btn:hover::after {
  transform: translateX(100%);
}

.btn-primary {
  background: var(--gradient-cta);
  color: var(--white);
  box-shadow: 0 4px 20px rgba(255, 107, 107, .3);
}

.btn-primary:hover {
  transform: translateY(-3px) scale(1.02);
  box-shadow: 0 8px 30px rgba(255, 107, 107, .45);
}

.btn-outline {
  background: transparent;
  color: var(--white);
  border: 2px solid rgba(255, 255, 255, .5);
  backdrop-filter: blur(4px);
}

.btn-outline:hover {
  background: var(--white);
  color: var(--navy);
  border-color: var(--white);
}

.btn-dark {
  background: var(--navy);
  color: var(--white);
}

.btn-dark:hover {
  background: var(--navy-light);
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(2, 48, 71, .3);
}

/* ================================================
   HEADER
   ================================================ */
.header {
  position: fixed;
  top: 0;
  left: 0;
  width: 100%;
  z-index: 1000;
  transition: all .4s var(--ease-smooth);
}

.header.scrolled {
  background: rgba(2, 48, 71, .97);
  backdrop-filter: blur(16px);
  box-shadow: 0 4px 30px rgba(0, 0, 0, .15);
}

.header-inner {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 0;
}

.logo {
  display: flex;
  align-items: center;
  gap: 10px;
}

.logo-img {
  height: 42px;
  width: auto;
  transition: transform .4s var(--ease-bounce), filter .3s;
  filter: drop-shadow(0 2px 8px rgba(0, 0, 0, .15));
}

.logo:hover .logo-img {
  transform: scale(1.06);
  filter: drop-shadow(0 4px 16px rgba(0, 180, 216, .35));
}

.nav-links {
  display: flex;
  align-items: center;
  gap: 6px;
}

.nav-links>li {
  position: relative;
}

.nav-links>li>a {
  padding: 10px 18px;
  font-weight: 500;
  font-size: .95rem;
  color: rgba(255, 255, 255, .85);
  border-radius: 10px;
  transition: all .3s var(--ease-smooth);
  position: relative;
}

.nav-links>li>a::after {
  content: '';
  position: absolute;
  bottom: 4px;
  left: 50%;
  width: 0;
  height: 2px;
  background: var(--yellow);
  border-radius: 2px;
  transition: all .3s var(--ease-smooth);
  transform: translateX(-50%);
}

.nav-links>li>a:hover::after,
.nav-links>li>a.active::after {
  width: 60%;
}

.nav-links>li>a:hover,
.nav-links>li>a.active {
  color: var(--white);
}

.dropdown {
  position: relative;
}

.dropdown-toggle::after {
  content: '▾';
  margin-left: 6px;
  font-size: .75rem;
  transition: transform .3s;
  display: inline-block;
}

.dropdown:hover .dropdown-toggle::after {
  transform: rotate(180deg);
}

.dropdown-menu {
  position: absolute;
  top: calc(100% + 12px);
  left: 50%;
  transform: translateX(-50%) translateY(10px);
  min-width: 290px;
  background: var(--white);
  border-radius: 16px;
  box-shadow: var(--shadow-xl);
  opacity: 0;
  visibility: hidden;
  transition: all .3s var(--ease-smooth);
  padding: 10px;
  z-index: 100;
  border: 1px solid var(--gray-200);
}

.dropdown:hover .dropdown-menu {
  opacity: 1;
  visibility: visible;
  transform: translateX(-50%) translateY(0);
}

.dropdown-menu li a {
  display: flex;
  align-items: center;
  gap: 14px;
  padding: 12px 16px;
  color: var(--gray-700);
  font-size: .92rem;
  font-weight: 500;
  border-radius: 12px;
  transition: all .25s;
}

.dropdown-menu li a:hover {
  background: linear-gradient(135deg, rgba(0, 180, 216, .06), rgba(168, 85, 247, .06));
  color: var(--teal-dark);
  transform: translateX(4px);
}

.dropdown-menu li a .cat-icon {
  width: 38px;
  height: 38px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.05rem;
  flex-shrink: 0;
}

.cat-icon.buying {
  background: linear-gradient(135deg, #E8F8FD, #C5EDF7);
  color: var(--teal);
}

.cat-icon.insurance {
  background: linear-gradient(135deg, #FFF0F0, #FFDADA);
  color: var(--coral);
}

.cat-icon.fuel {
  background: linear-gradient(135deg, #FFF8E7, #FFF0C9);
  color: var(--yellow-dark);
}

.cat-icon.loans {
  background: linear-gradient(135deg, #E8EFF5, #D0DEE8);
  color: var(--navy);
}

.hamburger {
  display: none;
  flex-direction: column;
  gap: 5px;
  cursor: pointer;
  padding: 6px;
  z-index: 1001;
}

.hamburger span {
  width: 26px;
  height: 3px;
  background: var(--white);
  border-radius: 3px;
  transition: all .3s var(--ease-smooth);
}

.hamburger.active span:nth-child(1) {
  transform: rotate(45deg) translate(6px, 6px);
}

.hamburger.active span:nth-child(2) {
  opacity: 0;
}

.hamburger.active span:nth-child(3) {
  transform: rotate(-45deg) translate(6px, -6px);
}

/* ================================================
   HERO / BANNER SLIDER
   ================================================ */
.hero {
  position: relative;
  height: 100vh;
  min-height: 650px;
  max-height: 960px;
  overflow: hidden;
}

/* Floating particles container */
.hero-particles {
  position: absolute;
  inset: 0;
  z-index: 3;
  pointer-events: none;
  overflow: hidden;
}

.particle {
  position: absolute;
  border-radius: 50%;
  background: rgba(255, 255, 255, .15);
  animation: particle-rise linear infinite;
}

.slide {
  position: absolute;
  inset: 0;
  opacity: 0;
  transition: opacity 1.2s var(--ease-smooth);
}

.slide.active {
  opacity: 1;
  z-index: 1;
}

.slide-bg {
  position: absolute;
  inset: 0;
  background-size: cover;
  background-position: center;
  transform: scale(1.08);
  transition: transform 10s linear;
  filter: brightness(.95);
}

.slide.active .slide-bg {
  transform: scale(1);
}

.slide-overlay {
  position: absolute;
  inset: 0;
  background: var(--gradient-hero);
}

.slide-content {
  position: relative;
  z-index: 2;
  height: 100%;
  display: flex;
  flex-direction: column;
  justify-content: center;
  padding: 0 5%;
  max-width: 780px;
}

.slide-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  background: rgba(255, 255, 255, .1);
  backdrop-filter: blur(12px);
  border: 1px solid rgba(255, 255, 255, .2);
  padding: 10px 22px;
  border-radius: 50px;
  font-size: .85rem;
  font-weight: 600;
  color: var(--yellow);
  margin-bottom: 24px;
  width: fit-content;
  letter-spacing: .5px;
}

.slide-title {
  font-family: var(--font-heading);
  font-size: 3.6rem;
  font-weight: 900;
  color: var(--white);
  line-height: 1.1;
  margin-bottom: 20px;
}

.slide-title span {
  background: linear-gradient(135deg, var(--yellow), var(--coral-light));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.slide-desc {
  font-size: 1.18rem;
  color: rgba(255, 255, 255, .85);
  line-height: 1.75;
  margin-bottom: 36px;
  max-width: 560px;
}

.slide-btns {
  display: flex;
  gap: 16px;
  flex-wrap: wrap;
}

/* Hero decorative shapes */
.hero-shape {
  position: absolute;
  z-index: 2;
  pointer-events: none;
  opacity: .15;
}

.hero-shape-1 {
  top: 15%;
  right: 8%;
  width: 200px;
  height: 200px;
  border: 3px solid var(--yellow);
  border-radius: 50%;
  animation: float 6s ease-in-out infinite;
}

.hero-shape-2 {
  bottom: 20%;
  right: 15%;
  width: 120px;
  height: 120px;
  background: var(--coral);
  border-radius: 30% 70% 70% 30% / 30% 30% 70% 70%;
  animation: blob-morph 8s ease-in-out infinite, float-reverse 7s ease-in-out infinite;
}

.hero-shape-3 {
  top: 30%;
  right: 25%;
  width: 60px;
  height: 60px;
  border: 3px solid var(--teal-light);
  transform: rotate(45deg);
  animation: spin-slow 20s linear infinite;
}

/* Slider Arrows */
.slider-arrow {
  position: absolute;
  top: 50%;
  transform: translateY(-50%);
  z-index: 10;
  width: 56px;
  height: 56px;
  border-radius: 16px;
  border: 2px solid rgba(255, 255, 255, .2);
  background: rgba(255, 255, 255, .06);
  backdrop-filter: blur(10px);
  color: var(--white);
  font-size: 1.2rem;
  cursor: pointer;
  display: flex;
  align-items: center;
  justify-content: center;
  transition: all .3s var(--ease-smooth);
}

.slider-arrow:hover {
  background: rgba(255, 255, 255, .15);
  border-color: rgba(255, 255, 255, .5);
  transform: translateY(-50%) scale(1.08);
  box-shadow: 0 0 20px rgba(255, 255, 255, .1);
}

.slider-arrow.prev {
  left: 30px;
}

.slider-arrow.next {
  right: 30px;
}

/* Slider Dots + Progress */
.slider-controls {
  position: absolute;
  bottom: 40px;
  left: 50%;
  transform: translateX(-50%);
  z-index: 10;
  display: flex;
  align-items: center;
  gap: 10px;
}

.slider-dot {
  width: 40px;
  height: 5px;
  border-radius: 5px;
  background: rgba(255, 255, 255, .25);
  cursor: pointer;
  transition: all .3s var(--ease-smooth);
  overflow: hidden;
  position: relative;
}

.slider-dot.active {
  width: 60px;
  background: rgba(255, 255, 255, .3);
}

.slider-dot .dot-progress {
  position: absolute;
  left: 0;
  top: 0;
  height: 100%;
  background: var(--yellow);
  border-radius: 5px;
  width: 0%;
}

.slider-dot.active .dot-progress {
  animation: slide-progress 5s linear forwards;
}

/* ================================================
   TRUST BADGES
   ================================================ */
.trust-strip {
  background: var(--white);
  padding: 30px 0;
  border-bottom: 1px solid var(--gray-200);
}

.trust-inner {
  display: flex;
  align-items: center;
  justify-content: center;
  gap: 50px;
  flex-wrap: wrap;
}

.trust-item {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--gray-500);
  font-size: .92rem;
  font-weight: 500;
}

.trust-icon {
  width: 44px;
  height: 44px;
  border-radius: 12px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
}

.trust-icon.t1 {
  background: linear-gradient(135deg, #E8F8FD, #C5EDF7);
}

.trust-icon.t2 {
  background: linear-gradient(135deg, #FFF0F0, #FFDADA);
}

.trust-icon.t3 {
  background: linear-gradient(135deg, #FFF8E7, #FFF0C9);
}

.trust-icon.t4 {
  background: linear-gradient(135deg, #F0E8FD, #E0D0F7);
}

/* ================================================
   ABOUT / INTRO SECTION
   ================================================ */
.about-section {
  padding: var(--section-pad);
  background: var(--white);
  position: relative;
  overflow: hidden;
}

.about-section .deco-blob {
  position: absolute;
  width: 400px;
  height: 400px;
  border-radius: 50%;
  filter: blur(100px);
  opacity: .08;
  z-index: 0;
}

.about-section .deco-blob.b1 {
  top: -100px;
  right: -100px;
  background: var(--teal);
}

.about-section .deco-blob.b2 {
  bottom: -100px;
  left: -100px;
  background: var(--purple);
}

.about-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 70px;
  align-items: center;
  position: relative;
  z-index: 1;
}

.about-image {
  position: relative;
  border-radius: 24px;
  overflow: hidden;
  box-shadow: var(--shadow-xl);
}

.about-image::after {
  content: '';
  position: absolute;
  inset: 0;
  border-radius: 24px;
  border: 2px solid rgba(255, 255, 255, .2);
  pointer-events: none;
}

.about-image img {
  width: 100%;
  height: 460px;
  object-fit: cover;
  transition: transform .6s var(--ease-smooth);
}

.about-image:hover img {
  transform: scale(1.05);
}

.about-image-badge {
  position: absolute;
  bottom: 20px;
  left: 20px;
  background: var(--gradient-cta);
  color: var(--white);
  padding: 14px 24px;
  border-radius: 16px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: 1.05rem;
  box-shadow: 0 4px 20px rgba(255, 107, 107, .35);
  backdrop-filter: blur(4px);
}

.about-image-decorator {
  position: absolute;
  top: -16px;
  right: -16px;
  width: 100px;
  height: 100px;
  border: 3px dashed var(--teal-light);
  border-radius: 20px;
  z-index: -1;
  animation: float 5s ease-in-out infinite;
}

.about-text h2 {
  font-family: var(--font-heading);
  font-size: 2.3rem;
  font-weight: 800;
  color: var(--navy);
  margin-bottom: 20px;
  line-height: 1.2;
}

.about-text h2 span {
  background: linear-gradient(135deg, var(--teal), var(--purple));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.about-text p {
  color: var(--gray-700);
  margin-bottom: 16px;
  font-size: 1.02rem;
}

.about-highlights {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
  margin-top: 24px;
  margin-bottom: 28px;
}

.highlight-item {
  display: flex;
  align-items: center;
  gap: 10px;
  padding: 12px 16px;
  background: var(--gray-100);
  border-radius: 14px;
  font-size: .9rem;
  font-weight: 500;
  color: var(--navy);
  transition: all .3s var(--ease-smooth);
}

.highlight-item:hover {
  background: linear-gradient(135deg, rgba(0, 180, 216, .08), rgba(168, 85, 247, .08));
  transform: translateX(4px);
}

.highlight-item .hi-icon {
  font-size: 1.1rem;
  flex-shrink: 0;
}

.about-stats {
  display: flex;
  gap: 20px;
  margin-top: 28px;
}

.stat-item {
  text-align: center;
  padding: 20px 26px;
  background: var(--white);
  border-radius: 18px;
  transition: all .3s var(--ease-smooth);
  border: 1px solid var(--gray-200);
  flex: 1;
}

.stat-item:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: var(--teal-light);
}

.stat-number {
  font-family: var(--font-heading);
  font-size: 2rem;
  font-weight: 900;
  background: linear-gradient(135deg, var(--teal), var(--purple));
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  background-clip: text;
}

.stat-label {
  font-size: .8rem;
  color: var(--gray-500);
  margin-top: 4px;
  font-weight: 500;
}

/* ================================================
   HOW IT WORKS / TIMELINE
   ================================================ */
.how-section {
  padding: var(--section-pad);
  background: var(--off-white);
  position: relative;
  overflow: hidden;
}

.how-section .deco-blob {
  position: absolute;
  width: 350px;
  height: 350px;
  border-radius: 50%;
  filter: blur(120px);
  opacity: .06;
}

.how-section .deco-blob.b1 {
  top: 0;
  left: 50%;
  background: var(--teal);
}

.timeline {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 30px;
  position: relative;
  margin-top: 20px;
}

.timeline::before {
  content: '';
  position: absolute;
  top: 52px;
  left: 12%;
  right: 12%;
  height: 3px;
  background: linear-gradient(90deg, var(--teal), var(--purple), var(--coral), var(--yellow));
  border-radius: 3px;
  z-index: 0;
}

.timeline-step {
  text-align: center;
  position: relative;
  z-index: 1;
}

.step-circle {
  width: 60px;
  height: 60px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.5rem;
  margin: 0 auto 20px;
  position: relative;
  transition: all .4s var(--ease-smooth);
  cursor: default;
}

.step-circle::after {
  content: '';
  position: absolute;
  inset: -6px;
  border-radius: 50%;
  border: 2px dashed rgba(0, 180, 216, .25);
  animation: spin-slow 15s linear infinite;
}

.timeline-step:hover .step-circle {
  transform: scale(1.15);
}

.step-circle.s1 {
  background: linear-gradient(135deg, var(--teal), var(--teal-dark));
  color: white;
}

.step-circle.s2 {
  background: linear-gradient(135deg, var(--purple), #7C3AED);
  color: white;
}

.step-circle.s3 {
  background: linear-gradient(135deg, var(--coral), var(--coral-dark));
  color: white;
}

.step-circle.s4 {
  background: linear-gradient(135deg, var(--yellow), var(--yellow-dark));
  color: var(--navy);
}

.step-number {
  font-family: var(--font-heading);
  font-size: .72rem;
  font-weight: 700;
  color: var(--teal-dark);
  text-transform: uppercase;
  letter-spacing: 2px;
  margin-bottom: 8px;
}

.timeline-step h3 {
  font-family: var(--font-heading);
  font-size: 1.12rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 8px;
}

.timeline-step p {
  font-size: .88rem;
  color: var(--gray-500);
  line-height: 1.6;
  max-width: 220px;
  margin: 0 auto;
}

/* ================================================
   CATEGORY CARDS SECTION
   ================================================ */
.categories-section {
  padding: var(--section-pad);
  background: var(--white);
  position: relative;
}

.categories-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 26px;
}

.category-card {
  position: relative;
  background: var(--white);
  border-radius: 24px;
  padding: 40px 28px 32px;
  text-align: center;
  overflow: hidden;
  transition: all .45s var(--ease-smooth);
  border: 1px solid var(--gray-200);
  cursor: pointer;
}

.category-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 4px;
  border-radius: 24px 24px 0 0;
  transition: height .4s var(--ease-smooth);
}

.category-card:nth-child(1)::before {
  background: linear-gradient(90deg, var(--teal), var(--teal-light));
}

.category-card:nth-child(2)::before {
  background: linear-gradient(90deg, var(--coral), var(--coral-light));
}

.category-card:nth-child(3)::before {
  background: linear-gradient(90deg, var(--yellow), var(--yellow-dark));
}

.category-card:nth-child(4)::before {
  background: linear-gradient(90deg, var(--navy), var(--navy-light));
}

.category-card:hover::before {
  height: 6px;
}

.category-card:hover {
  transform: translateY(-10px);
  box-shadow: 0 20px 50px rgba(0, 0, 0, .12);
  border-color: transparent;
}

/* shimmer on hover */
.category-card::after {
  content: '';
  position: absolute;
  top: 0;
  left: -100%;
  width: 100%;
  height: 100%;
  background: var(--gradient-shimmer);
  transition: left .6s;
}

.category-card:hover::after {
  left: 100%;
}

.card-icon {
  width: 78px;
  height: 78px;
  border-radius: 22px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.8rem;
  margin: 0 auto 22px;
  position: relative;
  z-index: 1;
  transition: all .4s var(--ease-bounce);
}

.category-card:hover .card-icon {
  transform: scale(1.12) rotate(-8deg);
}

.card-icon.buying {
  background: linear-gradient(135deg, #E8F8FD, #C5EDF7);
  color: var(--teal);
  box-shadow: 0 4px 15px rgba(0, 180, 216, .15);
}

.card-icon.insurance {
  background: linear-gradient(135deg, #FFF0F0, #FFDADA);
  color: var(--coral);
  box-shadow: 0 4px 15px rgba(255, 107, 107, .15);
}

.card-icon.fuel {
  background: linear-gradient(135deg, #FFF8E7, #FFF0C9);
  color: var(--yellow-dark);
  box-shadow: 0 4px 15px rgba(240, 192, 80, .15);
}

.card-icon.loans {
  background: linear-gradient(135deg, #E8EFF5, #D0DEE8);
  color: var(--navy);
  box-shadow: 0 4px 15px rgba(2, 48, 71, .1);
}

.category-card h3 {
  font-family: var(--font-heading);
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--navy);
  margin-bottom: 10px;
  position: relative;
  z-index: 1;
}

.category-card p {
  font-size: .9rem;
  color: var(--gray-500);
  line-height: 1.65;
  position: relative;
  z-index: 1;
  margin-bottom: 20px;
}

.card-link {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: .88rem;
  font-weight: 600;
  color: var(--teal);
  position: relative;
  z-index: 1;
  transition: gap .3s;
}

.category-card:hover .card-link {
  gap: 12px;
  color: var(--teal-dark);
}

/* ================================================
   FEATURES / WHY US
   ================================================ */
.features-section {
  padding: var(--section-pad);
  background: var(--navy);
  color: var(--white);
  position: relative;
  overflow: hidden;
}

.features-section .deco-circle {
  position: absolute;
  border-radius: 50%;
  border: 1px solid rgba(255, 255, 255, .06);
}

.features-section .deco-circle.c1 {
  width: 500px;
  height: 500px;
  top: -200px;
  right: -200px;
}

.features-section .deco-circle.c2 {
  width: 300px;
  height: 300px;
  bottom: -100px;
  left: -100px;
}

.features-section .deco-circle.c3 {
  width: 150px;
  height: 150px;
  top: 40%;
  left: 10%;
}

.features-section .section-title {
  color: var(--white);
}

.features-section .section-subtitle {
  color: rgba(255, 255, 255, .55);
}

.features-section .section-tag {
  background: rgba(255, 255, 255, .06);
  border-color: rgba(255, 255, 255, .15);
  color: var(--yellow);
}

.features-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.feature-card {
  background: rgba(255, 255, 255, .04);
  backdrop-filter: blur(10px);
  border: 1px solid rgba(255, 255, 255, .08);
  border-radius: 22px;
  padding: 36px 28px;
  transition: all .4s var(--ease-smooth);
  position: relative;
  overflow: hidden;
}

.feature-card::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: var(--gradient-cta);
  transform: scaleX(0);
  transition: transform .4s var(--ease-smooth);
  transform-origin: left;
}

.feature-card:hover::before {
  transform: scaleX(1);
}

.feature-card:hover {
  background: rgba(255, 255, 255, .08);
  transform: translateY(-6px);
  box-shadow: 0 12px 40px rgba(0, 0, 0, .2);
  border-color: rgba(255, 255, 255, .15);
}

.feature-icon {
  width: 58px;
  height: 58px;
  border-radius: 18px;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.4rem;
  margin-bottom: 20px;
  transition: transform .4s var(--ease-bounce);
}

.feature-card:hover .feature-icon {
  transform: scale(1.1) rotate(-5deg);
}

.feature-icon.fi-1 {
  background: linear-gradient(135deg, var(--teal), var(--teal-dark));
}

.feature-icon.fi-2 {
  background: linear-gradient(135deg, var(--coral), var(--coral-dark));
}

.feature-icon.fi-3 {
  background: linear-gradient(135deg, var(--purple), #7C3AED);
}

.feature-icon.fi-4 {
  background: linear-gradient(135deg, var(--yellow), var(--yellow-dark));
}

.feature-icon.fi-5 {
  background: linear-gradient(135deg, var(--green), #059669);
}

.feature-icon.fi-6 {
  background: linear-gradient(135deg, var(--teal-light), var(--teal));
}

.feature-card h3 {
  font-family: var(--font-heading);
  font-size: 1.15rem;
  font-weight: 700;
  margin-bottom: 10px;
  color: var(--white);
}

.feature-card p {
  font-size: .9rem;
  color: rgba(255, 255, 255, .55);
  line-height: 1.7;
}

/* ================================================
   TESTIMONIALS
   ================================================ */
.testimonials-section {
  padding: var(--section-pad);
  background: linear-gradient(180deg, var(--off-white), var(--white));
  position: relative;
}

.testimonials-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 28px;
}

.testimonial-card {
  background: var(--white);
  border-radius: 24px;
  padding: 36px 30px;
  border: 1px solid var(--gray-200);
  transition: all .4s var(--ease-smooth);
  position: relative;
}

.testimonial-card:hover {
  transform: translateY(-6px);
  box-shadow: var(--shadow-lg);
  border-color: transparent;
}

.testimonial-card::before {
  content: '"';
  position: absolute;
  top: 20px;
  right: 24px;
  font-family: Georgia, serif;
  font-size: 4rem;
  line-height: 1;
  color: var(--gray-200);
  pointer-events: none;
}

.tc-stars {
  display: flex;
  gap: 3px;
  margin-bottom: 16px;
  font-size: .9rem;
}

.tc-stars span {
  color: var(--yellow);
}

.testimonial-card blockquote {
  font-size: .95rem;
  color: var(--gray-700);
  line-height: 1.7;
  margin-bottom: 20px;
  font-style: italic;
}

.tc-author {
  display: flex;
  align-items: center;
  gap: 12px;
}

.tc-avatar {
  width: 44px;
  height: 44px;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1.2rem;
  font-weight: 700;
  color: var(--white);
}

.tc-avatar.a1 {
  background: linear-gradient(135deg, var(--teal), var(--teal-dark));
}

.tc-avatar.a2 {
  background: linear-gradient(135deg, var(--coral), var(--coral-dark));
}

.tc-avatar.a3 {
  background: linear-gradient(135deg, var(--purple), #7C3AED);
}

.tc-info strong {
  font-family: var(--font-heading);
  font-size: .92rem;
  font-weight: 700;
  color: var(--navy);
  display: block;
}

.tc-info span {
  font-size: .8rem;
  color: var(--gray-400);
}

/* ================================================
   CTA / NEWSLETTER SECTION
   ================================================ */
.cta-section {
  padding: var(--section-pad);
  background: var(--off-white);
}

.cta-card {
  background: linear-gradient(135deg, var(--navy) 0%, var(--teal-dark) 50%, var(--purple) 100%);
  background-size: 200% 200%;
  animation: gradient-shift 8s ease infinite;
  border-radius: 28px;
  padding: 64px 56px;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 40px;
  box-shadow: 0 20px 60px rgba(2, 48, 71, .3);
  position: relative;
  overflow: hidden;
}

.cta-card::before {
  content: '';
  position: absolute;
  top: -100px;
  right: -100px;
  width: 300px;
  height: 300px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .06);
}

.cta-card::after {
  content: '';
  position: absolute;
  bottom: -80px;
  left: -80px;
  width: 220px;
  height: 220px;
  border-radius: 50%;
  background: rgba(255, 255, 255, .04);
}

.cta-text {
  position: relative;
  z-index: 1;
}

.cta-text h2 {
  font-family: var(--font-heading);
  font-size: 2.2rem;
  font-weight: 800;
  color: var(--white);
  margin-bottom: 12px;
  line-height: 1.2;
}

.cta-text p {
  color: rgba(255, 255, 255, .75);
  font-size: 1.05rem;
  line-height: 1.7;
}

.cta-form {
  display: flex;
  gap: 12px;
  position: relative;
  z-index: 1;
  flex-shrink: 0;
}

.cta-form input {
  padding: 16px 24px;
  border: 2px solid rgba(255, 255, 255, .15);
  border-radius: 16px;
  font-size: 1rem;
  font-family: var(--font-body);
  width: 300px;
  outline: none;
  background: rgba(255, 255, 255, .1);
  color: var(--white);
  backdrop-filter: blur(6px);
  transition: all .3s;
}

.cta-form input::placeholder {
  color: rgba(255, 255, 255, .5);
}

.cta-form input:focus {
  border-color: var(--yellow);
  background: rgba(255, 255, 255, .15);
}

.cta-form button {
  padding: 16px 32px;
  background: var(--gradient-cta);
  color: var(--white);
  border: none;
  border-radius: 16px;
  font-family: var(--font-heading);
  font-weight: 700;
  font-size: .95rem;
  cursor: pointer;
  transition: all .3s var(--ease-smooth);
  white-space: nowrap;
}

.cta-form button:hover {
  transform: translateY(-3px);
  box-shadow: 0 8px 25px rgba(255, 107, 107, .4);
}

/* ================================================
   FOOTER
   ================================================ */
.footer {
  position: relative;
  background: var(--gradient-footer);
  background-size: 300% 300%;
  animation: gradient-shift 12s ease infinite;
  color: var(--white);
  overflow: hidden;
}

.footer-wave {
  position: absolute;
  top: -1px;
  left: 0;
  width: 100%;
  line-height: 0;
}

.footer-wave svg {
  width: 100%;
  height: 90px;
}

.footer-glow {
  position: absolute;
  width: 500px;
  height: 500px;
  border-radius: 50%;
  filter: blur(150px);
  opacity: .12;
  pointer-events: none;
}

.footer-glow.g1 {
  top: -200px;
  left: -100px;
  background: var(--teal);
}

.footer-glow.g2 {
  bottom: -200px;
  right: -100px;
  background: var(--coral);
}

.footer-main {
  padding: 110px 0 50px;
  position: relative;
  z-index: 1;
}

.footer-grid {
  display: grid;
  grid-template-columns: 2fr 1fr 1fr 1fr;
  gap: 40px;
}

.footer-brand .logo-img {
  height: 48px;
}

.footer-brand p {
  color: rgba(255, 255, 255, .65);
  font-size: .92rem;
  margin-top: 18px;
  line-height: 1.8;
  max-width: 320px;
}

.footer-social {
  display: flex;
  gap: 10px;
  margin-top: 24px;
}

.footer-social a {
  width: 42px;
  height: 42px;
  border-radius: 14px;
  background: rgba(255, 255, 255, .08);
  border: 1px solid rgba(255, 255, 255, .1);
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 1rem;
  color: var(--white);
  transition: all .3s var(--ease-smooth);
}

.footer-social a svg {
  width: 18px;
  height: 18px;
  fill: currentColor;
}

.footer-social a:hover {
  background: var(--yellow);
  border-color: var(--yellow);
  color: var(--navy);
  transform: translateY(-4px) rotate(-5deg);
  box-shadow: 0 6px 20px rgba(255, 209, 102, .3);
}

.footer-col h4 {
  font-family: var(--font-heading);
  font-size: 1.05rem;
  font-weight: 700;
  margin-bottom: 22px;
  color: var(--yellow);
  position: relative;
  padding-bottom: 12px;
}

.footer-col h4::after {
  content: '';
  position: absolute;
  bottom: 0;
  left: 0;
  width: 30px;
  height: 3px;
  background: var(--yellow);
  border-radius: 3px;
}

.footer-col ul li {
  margin-bottom: 12px;
}

.footer-col ul li a {
  color: rgba(255, 255, 255, .6);
  font-size: .9rem;
  transition: all .3s;
  display: inline-flex;
  align-items: center;
  gap: 8px;
}

.footer-col ul li a:hover {
  color: var(--white);
  transform: translateX(6px);
}

.footer-bottom {
  border-top: 1px solid rgba(255, 255, 255, .1);
  padding: 28px 0;
  display: flex;
  align-items: center;
  justify-content: space-between;
  position: relative;
  z-index: 1;
}

.footer-bottom p {
  font-size: .85rem;
  color: rgba(255, 255, 255, .45);
}

.footer-bottom-links {
  display: flex;
  gap: 24px;
}

.footer-bottom-links a {
  font-size: .85rem;
  color: rgba(255, 255, 255, .45);
  transition: color .3s;
}

.footer-bottom-links a:hover {
  color: var(--yellow);
}

/* ================================================
   SCROLL ANIMATIONS
   ================================================ */
.fade-up {
  opacity: 0;
  transform: translateY(40px);
  transition: opacity .8s var(--ease-smooth), transform .8s var(--ease-smooth);
}

.fade-up.visible {
  opacity: 1;
  transform: translateY(0);
}

.fade-up.d1 {
  transition-delay: .1s;
}

.fade-up.d2 {
  transition-delay: .2s;
}

.fade-up.d3 {
  transition-delay: .3s;
}

.fade-up.d4 {
  transition-delay: .4s;
}

/* ================================================
   RESPONSIVE
   ================================================ */
@media (max-width: 1200px) {
  .categories-grid {
    grid-template-columns: repeat(2, 1fr);
  }

  .timeline {
    grid-template-columns: repeat(2, 1fr);
    gap: 40px;
  }

  .timeline::before {
    display: none;
  }
}

@media (max-width: 992px) {
  .section-title {
    font-size: 2.1rem;
  }

  .slide-title {
    font-size: 2.6rem;
  }

  .about-grid {
    grid-template-columns: 1fr;
    gap: 40px;
  }

  .about-image {
    order: -1;
  }

  .about-highlights {
    grid-template-columns: 1fr;
  }

  .features-grid {
    grid-template-columns: 1fr 1fr;
  }

  .testimonials-grid {
    grid-template-columns: 1fr;
  }

  .cta-card {
    flex-direction: column;
    text-align: center;
    padding: 48px 32px;
  }

  .cta-form {
    width: 100%;
  }

  .cta-form input {
    flex: 1;
  }

  .footer-grid {
    grid-template-columns: 1fr 1fr;
  }

  .trust-inner {
    gap: 30px;
  }

  .hero-shape {
    display: none;
  }
}

@media (max-width: 768px) {
  .header .header-inner {
    flex-wrap: nowrap !important;
    align-items: center !important;
    justify-content: space-between !important;
  }

  .header nav {
    width: auto !important;
    min-width: 0 !important;
  }

  .header .logo {
    flex-shrink: 0;
  }

  .nav-links {
    position: fixed !important;
    top: 0 !important;
    right: -100% !important;
    width: 80% !important;
    max-width: 360px !important;
    height: 100vh !important;
    background: var(--navy) !important;
    display: flex !important;
    flex-direction: column !important;
    align-items: flex-start !important;
    padding: 80px 30px 30px !important;
    gap: 4px !important;
    margin: 0 !important;
    transition: right .4s var(--ease-smooth);
    box-shadow: -5px 0 30px rgba(0, 0, 0, .3);
    z-index: 1200;
  }

  .nav-links.open {
    right: 0 !important;
  }

  .nav-links>li {
    width: 100%;
  }

  .nav-links>li>a {
    display: block;
    padding: 14px 16px;
  }

  .nav-links>li>a::after {
    display: none;
  }

  .dropdown-menu {
    position: static;
    transform: none;
    box-shadow: none;
    background: rgba(255, 255, 255, .04);
    border-radius: 12px;
    max-height: 0;
    overflow: hidden;
    transition: max-height .4s var(--ease-smooth), opacity .3s;
    opacity: 0;
    padding: 0;
    border: none;
  }

  .dropdown.active .dropdown-menu {
    max-height: 500px;
    opacity: 1;
    padding: 8px;
  }

  .dropdown-menu li a {
    color: rgba(255, 255, 255, .7);
  }

  .dropdown-menu li a:hover {
    color: var(--yellow);
    background: transparent;
  }

  .hamburger {
    display: flex;
    margin-left: auto;
  }

  .hamburger.active {
    position: fixed;
    top: 18px;
    right: 18px;
    z-index: 1301;
    width: 40px;
    height: 40px;
    align-items: center;
    justify-content: center;
    gap: 0;
    padding: 0;
    border-radius: 10px;
    background: rgba(255, 255, 255, .08);
    border: 1px solid rgba(255, 255, 255, .2);
    backdrop-filter: blur(6px);
  }

  .hamburger.active span {
    width: 24px;
    height: 3px;
    background: #fff;
  }

  .hero {
    height: auto;
    min-height: calc(100svh - 70px);
    max-height: none;
  }

  .slide-content {
    justify-content: flex-start;
    padding: 120px 22px 110px;
    max-width: 100%;
  }

  .slide-badge {
    font-size: .76rem;
    padding: 8px 14px;
    margin-bottom: 16px;
  }

  .slide-title {
    font-size: clamp(1.9rem, 7.8vw, 2.35rem);
    margin-bottom: 14px;
  }

  .slide-desc {
    font-size: .97rem;
    line-height: 1.62;
    margin-bottom: 24px;
    max-width: 100%;
  }

  .slide-btns {
    width: 100%;
    gap: 10px;
  }

  .hero .slide:first-child .first-slide-content {
    padding-bottom: 130px;
  }

  .hero .slide:first-child .slide-btns {
    margin-bottom: 20px;
  }

  .slide-btns .btn {
    width: 100%;
    justify-content: center;
    padding: 14px 18px;
    font-size: .95rem;
    border-radius: 999px;
  }

  .slider-arrow {
    display: none;
  }

  .slider-controls {
    bottom: 16px;
    gap: 8px;
  }

  .slider-dot {
    width: 30px;
    height: 4px;
  }

  .slider-dot.active {
    width: 44px;
  }

  .categories-grid {
    grid-template-columns: 1fr;
  }

  .features-grid {
    grid-template-columns: 1fr;
  }

  .timeline {
    grid-template-columns: 1fr 1fr;
  }

  .about-stats {
    flex-wrap: wrap;
    gap: 12px;
  }

  .stat-item {
    flex: 1;
    min-width: 120px;
  }

  .footer-grid {
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 30px;
  }

  .footer-grid>.footer-brand,
  .footer-grid>.footer-col:nth-child(2) {
    grid-column: 1 / -1;
  }

  .footer-bottom {
    flex-direction: column;
    gap: 12px;
    text-align: center;
  }

  .trust-inner {
    display: grid;
    grid-template-columns: repeat(2, minmax(0, 1fr));
    gap: 14px;
    justify-items: stretch;
  }

  .trust-item {
    font-size: .82rem;
    width: 100%;
    background: #f8fafc;
    border: 1px solid var(--gray-200);
    border-radius: 14px;
    padding: 10px 12px;
  }
}

@media (max-width: 480px) {
  .slide-content {
    padding: 110px 16px 95px;
  }

  .slide-badge {
    font-size: .72rem;
    padding: 7px 12px;
  }

  .slide-title {
    font-size: clamp(1.55rem, 8.6vw, 1.95rem);
  }

  .slide-desc {
    font-size: .9rem;
    line-height: 1.55;
  }

  .slide-btns {
    flex-direction: column;
    gap: 8px;
  }

  .slide-btns .btn {
    width: 100%;
    justify-content: center;
    padding: 12px 14px;
    font-size: .9rem;
  }

  .hero .slide:first-child .first-slide-content {
    padding-bottom: 118px;
  }

  .slider-controls {
    bottom: 12px;
  }

  .trust-strip {
    padding: 18px 0;
  }

  .trust-inner {
    grid-template-columns: 1fr;
    gap: 10px;
  }

  .trust-item {
    font-size: .86rem;
  }

  .trust-icon {
    width: 38px;
    height: 38px;
    border-radius: 10px;
    font-size: 1rem;
  }

  .cta-form {
    flex-direction: column;
  }

  .cta-form input {
    width: 100%;
  }

  .timeline {
    grid-template-columns: 1fr;
  }

  .about-stats {
    flex-direction: column;
  }
}

/* ================================================
   CAR COST CALCULATOR
   ================================================ */
.calc-section {
  padding: var(--section-pad);
  background: linear-gradient(180deg, var(--off-white), var(--white));
  position: relative;
  overflow: hidden;
}

.calc-wrapper {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 0;
  background: var(--white);
  border-radius: 28px;
  box-shadow: 0 20px 60px rgba(0, 0, 0, .1);
  overflow: hidden;
  border: 1px solid var(--gray-200);
}

.calc-inputs {
  padding: 40px 36px;
  background: var(--white);
}

.calc-results {
  padding: 40px 36px;
  background: linear-gradient(135deg, var(--navy) 0%, #04516E 100%);
  color: var(--white);
}

.calc-panel-title {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  font-weight: 700;
  margin-bottom: 28px;
  padding-bottom: 16px;
  border-bottom: 2px solid var(--gray-200);
}

.calc-results .calc-panel-title {
  border-bottom-color: rgba(255, 255, 255, .12);
  color: var(--white);
}

/* Fields */
.calc-field {
  margin-bottom: 22px;
}

.calc-field label {
  display: block;
  font-size: .85rem;
  font-weight: 600;
  color: var(--gray-700);
  margin-bottom: 8px;
}

.calc-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 18px;
}

.input-wrap {
  display: flex;
  align-items: center;
  background: var(--gray-100);
  border: 2px solid var(--gray-200);
  border-radius: 14px;
  overflow: hidden;
  transition: all .3s var(--ease-smooth);
}

.input-wrap:focus-within {
  border-color: var(--teal);
  box-shadow: 0 0 0 4px rgba(0, 180, 216, .1);
}

.input-icon {
  padding: 0 14px;
  font-size: 1.1rem;
  flex-shrink: 0;
}

.input-wrap input {
  flex: 1;
  padding: 13px 14px 13px 0;
  border: none;
  background: transparent;
  font-size: 1rem;
  font-family: var(--font-body);
  font-weight: 600;
  color: var(--navy);
  outline: none;
  width: 100%;
}

/* Custom Range Sliders */
.calc-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 6px;
  border-radius: 6px;
  background: var(--gray-200);
  outline: none;
  margin-top: 10px;
  cursor: pointer;
  transition: background .3s;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 20px;
  height: 20px;
  border-radius: 50%;
  cursor: grab;
  box-shadow: 0 2px 8px rgba(0, 0, 0, .2);
  transition: transform .2s;
}

.calc-slider::-webkit-slider-thumb:hover {
  transform: scale(1.2);
}

.calc-slider.s-teal::-webkit-slider-thumb {
  background: var(--teal);
}

.calc-slider.s-purple::-webkit-slider-thumb {
  background: var(--purple);
}

.calc-slider.s-coral::-webkit-slider-thumb {
  background: var(--coral);
}

.calc-slider.s-yellow::-webkit-slider-thumb {
  background: var(--yellow);
}

.calc-slider.s-green::-webkit-slider-thumb {
  background: var(--green);
}

.calc-slider::-moz-range-thumb {
  width: 20px;
  height: 20px;
  border-radius: 50%;
  border: none;
  cursor: grab;
  box-shadow: 0 2px 8px rgba(0, 0, 0, .2);
}

.calc-slider.s-teal::-moz-range-thumb {
  background: var(--teal);
}

.calc-slider.s-purple::-moz-range-thumb {
  background: var(--purple);
}

.calc-slider.s-coral::-moz-range-thumb {
  background: var(--coral);
}

.calc-slider.s-yellow::-moz-range-thumb {
  background: var(--yellow);
}

.calc-slider.s-green::-moz-range-thumb {
  background: var(--green);
}

/* Donut Chart */
.chart-container {
  position: relative;
  width: 200px;
  height: 200px;
  margin: 0 auto 20px;
}

.donut-chart {
  width: 100%;
  height: 100%;
  transform: rotate(-90deg);
}

.donut-bg {
  fill: none;
  stroke: rgba(255, 255, 255, .08);
  stroke-width: 22;
}

.donut-seg {
  fill: none;
  stroke-width: 22;
  stroke-linecap: round;
  transition: stroke-dasharray .8s var(--ease-smooth), stroke-dashoffset .8s var(--ease-smooth);
}

.seg-loan {
  stroke: var(--teal);
}

.seg-insurance {
  stroke: var(--coral);
}

.seg-fuel {
  stroke: var(--yellow);
}

.chart-center {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  text-align: center;
}

.chart-total-label {
  font-size: .72rem;
  color: rgba(255, 255, 255, .55);
  text-transform: uppercase;
  letter-spacing: 1px;
  font-weight: 600;
}

.chart-total-value {
  font-family: var(--font-heading);
  font-size: 1.6rem;
  font-weight: 900;
  color: var(--white);
  margin-top: 2px;
}

/* Chart Legend */
.chart-legend {
  display: flex;
  justify-content: center;
  gap: 20px;
  margin-bottom: 24px;
  flex-wrap: wrap;
}

.legend-item {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: .82rem;
  color: rgba(255, 255, 255, .65);
}

.legend-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  flex-shrink: 0;
}

.legend-item strong {
  font-weight: 700;
  color: var(--white);
  margin-left: 2px;
}

/* Result Summary Cards */
.result-cards {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
  margin-bottom: 22px;
}

.result-card {
  text-align: center;
  padding: 16px 12px;
  border-radius: 16px;
  transition: transform .3s var(--ease-smooth);
}

.result-card:hover {
  transform: translateY(-3px);
}

.rc-teal {
  background: linear-gradient(135deg, rgba(0, 180, 216, .2), rgba(0, 180, 216, .08));
  border: 1px solid rgba(0, 180, 216, .2);
}

.rc-coral {
  background: linear-gradient(135deg, rgba(255, 107, 107, .2), rgba(255, 107, 107, .08));
  border: 1px solid rgba(255, 107, 107, .2);
}

.rc-navy {
  background: linear-gradient(135deg, rgba(255, 209, 102, .15), rgba(255, 209, 102, .05));
  border: 1px solid rgba(255, 209, 102, .15);
}

.rc-label {
  font-size: .72rem;
  color: rgba(255, 255, 255, .55);
  text-transform: uppercase;
  letter-spacing: 1px;
  font-weight: 600;
  margin-bottom: 4px;
}

.rc-value {
  font-family: var(--font-heading);
  font-size: 1.3rem;
  font-weight: 800;
  color: var(--white);
}

/* Result Details */
.result-details {
  background: rgba(255, 255, 255, .04);
  border-radius: 16px;
  padding: 18px 20px;
  border: 1px solid rgba(255, 255, 255, .08);
}

.rd-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 10px 0;
  border-bottom: 1px solid rgba(255, 255, 255, .06);
  font-size: .88rem;
}

.rd-row:last-child {
  border-bottom: none;
}

.rd-row span {
  color: rgba(255, 255, 255, .6);
}

.rd-row strong {
  color: var(--white);
  font-weight: 700;
}

.rd-row.rd-total {
  border-top: 2px solid rgba(255, 255, 255, .15);
  border-bottom: none;
  margin-top: 4px;
  padding-top: 14px;
}

.rd-row.rd-total span {
  color: var(--yellow);
  font-weight: 600;
}

.rd-row.rd-total strong {
  font-size: 1.1rem;
  color: var(--yellow);
  font-family: var(--font-heading);
}

/* Calculator Responsive */
@media (max-width: 992px) {
  .calc-wrapper {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 600px) {
  .calc-row {
    grid-template-columns: 1fr;
  }

  .result-cards {
    grid-template-columns: 1fr;
  }

  .calc-inputs,
  .calc-results {
    padding: 28px 22px;
  }
}

/* ============================================
   Shared Banner Enhancements (All Inner Pages)
   ============================================ */
.about-banner,
.contact-banner,
.legal-banner,
.blog-banner,
.post-banner,
.detail-banner {
  position: relative;
  isolation: isolate;
  background-size: cover;
  background-position: center;
  animation: banner-pan 18s ease-in-out infinite alternate;
}

.about-banner::after,
.contact-banner::after,
.legal-banner::after,
.blog-banner::after,
.post-banner::after,
.detail-banner::after {
  content: "";
  position: absolute;
  inset: 0;
  z-index: 0;
  pointer-events: none;
  background:
    radial-gradient(circle at 18% 20%, rgba(255, 255, 255, 0.18), transparent 44%),
    radial-gradient(circle at 82% 80%, rgba(255, 180, 80, 0.16), transparent 42%),
    linear-gradient(120deg, rgba(8, 16, 42, 0.25), rgba(8, 16, 42, 0.12));
  mix-blend-mode: screen;
  animation: banner-glow 10s ease-in-out infinite;
}

.about-banner>.container,
.contact-banner>.container,
.legal-banner>.container,
.blog-banner>.container,
.post-banner>.container,
.detail-banner>.container {
  position: relative;
  z-index: 1;
}

@keyframes banner-pan {
  0% {
    background-position: center top;
  }

  100% {
    background-position: center 12%;
  }
}

@keyframes banner-glow {
  0%,
  100% {
    opacity: 0.85;
    transform: scale(1);
  }

  50% {
    opacity: 1;
    transform: scale(1.02);
  }
}

@media (max-width: 680px) {
  .about-banner,
  .contact-banner,
  .legal-banner,
  .blog-banner,
  .post-banner,
  .detail-banner {
    animation-duration: 14s;
  }
}